A bottom up producer driven model that keeps producers in control of the business and not the other way round
01
The aHOPE ecosystem enables small producers aggregate all their produce, however small or diversified, into tradable volumes which can then be profitably traded along the value chain.
02
If a producer knows that all of his products can be sold profitably, he can then make more responsible decisions on what he wants to produce & how after considering it’s consequences both to his own well-being and to the environment.
Value chain financing - A new financial model that guarantees better value realisation for producers and a better line of sight for banks.
01
Small producers are generally considered to be a high risk and high cost lending venture due to the absence of easy access to reliable credit information.
02
At the route of the problem of finance lies the need for data visibility.
03
With a clear line of sight across the value chain, banks can disburse loans by underwriting the entire value chain of a product/service instead of the conventional collateral backed lending.